Home / Teens and parents

Ready at 18.
Start together.

For teens getting curious about investing, and parents who want to help.

A parent and teen share a phone on a sofa, with a rising chart above them.

In Singapore? Read the Singapore edition, with Singapore brokers and their age rules.

Start with a game.

Each pick your own ten in the game, then compare your results. What surprised you? Would you feel differently if it were real money?

For teens

“Can we try this together? I want to understand how investing works.”

For parents

“Fancy trying this game with me? Let’s see how our results compare.”

Before 18: get curious.

You can learn without opening an account.

  • Understand index funds. Learn how one fund can hold a basket of companies, and why its value can still fall.
  • Follow one fund. Note how its value changes over time and what it owns. You do not need to buy it.
  • Play the game. Pick a different ten and compare again. One good result does not prove skill.
  • Pick a monthly amount. Think about what you could afford to put aside later, after everyday costs.

Parents: want to invest now?

If you choose to invest while your teen is under 18, who owns the account depends on your country and the account type. In many places it has to be in your name until they turn 18. You can show them how it works, including the costs and what happens when its value falls.

Ready at 18: check together.

Before opening your first brokerage account, go through this with a parent. Tick each item when you are ready.

Ticks stay on this page only and are not saved.

Get to know CSPX before deciding whether it is right for you.

Check the age rules.

Each broker sets its own minimum age. Many accept customers from 18, and some ask for 21. Rules change, so check the broker's own site before applying. In Singapore? See which Singapore brokers accept 18-year-olds.